Auto Insurance

Questions you should ask for answers you should know.  Not sure of an answer?  Contact us and we would be glad to explain your options.

What is the difference between full tort & limited tort?
What does comprehensive cover?
What does collision cover?
Do I have to carry comprehensive and collision?
Can I purchase replacement cost?
Can I purchase gap coverage?
Can I get diminishing deductible?
Do I have to buy insurance through a rental company when renting a car?

Next to your home, your automobile is often the most expensive piece of property you own. As a result, it is important to seek the best value when buying your insurance. To ensure that you have the proper protection, there are a number of ways that you can reduce the cost of your auto premiums while obtaining the coverage you need.


An auto insurance policy protects you against financial loss if you have a car accident. General types of auto insurance coverage include property, liability and medical. Uninsured and underinsured auto coverage pays you and the other passengers in the car if the driver who crashed into your car has no insurance or has insufficient auto insurance.